Solutions · Business loan
Business loan: buy out the bank and free up your pledges
With a business loan from SOOF you restructure existing finance and take over pledges from the bank. That releases your receivables, stock and property, so you can combine them with factoring or inventory finance.
Buying out the bank so that headroom is released
Many SMEs get stuck at the same point: the bank will not go further, but holds on to all the security. Receivables, stock and property are pledged, and that makes alternative finance look impossible.
A business loan from SOOF is mainly intended to break that situation open. We fund the buy-out of the bank, which releases the pledges. We then combine that with factoring or inventory finance, so that your working capital genuinely starts working.
Taking over pledges is precision work: several parties are involved and the order matters. SOOF has experience coordinating processes like this and keeps control, so that you do not end up in the middle. After set-up the ongoing administrative burden is limited, and we make clear in advance what we need from you and what it costs.
The biggest pitfalls in working capital finance
What goes wrong with factoring, inventory and business finance, and how do you avoid it? A practical guide for CFOs, controllers and treasurers. No sales story, just the details that matter.
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The business loan in three steps
We map out your finance
Which security sits where, and what is needed to free it up? We map that out first.
SOOF funds the buy-out
We take over the existing pledge and coordinate the process with your bank. You do not end up in the middle.
The freed-up headroom goes to work
After that you combine the loan with factoring or inventory finance, so that your working capital genuinely starts working.
What business owners use the business loan for
Freeing up pledges
We take over the existing pledge from the bank, so that your assets can be used again for finance that does grow with you.
Refinancing
Restructuring existing loans into an arrangement that suits your current stage and your growth plans.
Combining
The business loan works best alongside factoring or inventory finance. One party, one complete solution.
What others say
Through working with SOOF, we are strong in more than just foundation work.
BenBouw B.V. Construction & infrastructureBottlenecks SOOF Finance solves for you
Your bank holds on to your security and will not lend more. Does this sound familiar?
- Your receivables, stock or property are pledged, which stalls new finance
- The bank will not lend more, but will not release the collateral either
- Your book is healthy, but you can do nothing with it
A business loan prises that loose. We buy out the bank and free up your pledges, so that you can combine that headroom with factoring or inventory finance.
Contact
Start with a conversation.
Send a message and we will get in touch, usually within one working day. Prefer to call? You will find our number at the foot of the page.
Jaap van AalstCommercial Director
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Frequently asked questions
A business loan from SOOF is mainly intended to restructure existing finance and buy out the bank, so that pledges are released and you can combine them with factoring or inventory finance.
Yes. That is central to our approach. We have experience coordinating these processes and keep control towards your bank.
Limited. Most of the work is in the set-up and coordination. After that the ongoing administrative burden is low.
For SMEs. We work to measure, including in more complex situations.