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Cases

This is how it works for other business owners.

Slow payers, capital locked in stock, a bank that will not go further. These stories come from our own practice.

Featured cases

How a young transport company grew without waiting on payments

A transport company running across Europe paid its carriers within a week while clients took sixty days. Every extra trip cost money first. With factoring from SOOF Finance, the money comes in as soon as the trip is invoiced.

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A lorry with a curtain-side trailer on a wet yard at night

How a foundation contractor strengthened its financial footing

A construction firm specialising in laying foundations could handle larger projects, but not at the same time. The bank held on to the security and would not go further. A business loan from SOOF Finance freed that headroom up, and factoring on the stage invoices could be added.

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A piling rig on a building site with cast foundation piles in front

How an installation firm bridges the main contractor's payment term

An electrical installation firm works mainly as a subcontractor for large installers and building contractors. The fitters are paid every month, the main contractor only much later. With factoring from SOOF Finance, the payroll no longer runs ahead of the cashflow.

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An electrician working at an open consumer unit in an unfinished room

How a car wholesaler turned its rolling stock into cash

A wholesaler in nearly new premium cars saw its working capital standing still on the motorway for weeks. The cars were paid for at the supplier and not yet invoiced to the buyer. With advances from SOOF Finance, more stock is now on the road at once, without the cashflow seizing up.

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A car transporter loaded with cars on a wet lot

How a young manufacturer grew without a track record in the accounts

A manufacturer of driver seats for lorries and forklifts grew every year, but came unstuck at the bank on its short track record. Factoring from SOOF Finance brought a line that moves with the invoicing. A large order is no longer a liquidity question.

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A fitter assembling a metal frame at a workbench with tools laid out

How an infrastructure firm bought out its bank and could grow again

An infrastructure firm in the east of the Netherlands was jammed: the bank would not go further, but held on to all the security. New finance looked impossible. A business loan from SOOF Finance bought out the bank position, the pledges were released, and the business could grow again, combined with factoring.

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An excavator beside an open trench with concrete pipes ready to lay

How a food wholesaler funds its peak stock without cashflow stress

A food wholesaler in North Brabant saw the same thing every season: working capital locked in stock for months, exactly when buying for the peak was due. Inventory finance from SOOF Finance freed that capital up, without running the stock position down. The result: 35% more seasonal buying possible.

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A pallet truck in an aisle of a food warehouse stacked with boxes

How an insulation firm tripled its turnover in four years

An insulation firm in the Utrecht region turned work away for years, not for lack of jobs but for lack of working capital. Payment terms of three to four months made pre-funding impossible. Factoring from SOOF Finance took that brake off, and turnover tripled in four years.

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Two fitters installing insulation boards in a pitched roof

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Jaap van Aalst Jaap van AalstCommercial Director

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