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Industries · Staffing, Recruitment & Payroll

Factoring for staffing and payroll: wages out weekly, payment only after weeks

You pay agency workers weekly, but your clients pay after 30 to 60 days. That difference is structural and grows with your hours. Factoring bridges it, so that you can keep placing people.

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The working capital question in Staffing, Recruitment & Payroll

In staffing, recruitment and payroll the working capital gap is built in. The wages go out weekly, while your invoices only come in weeks later. Tight receivables management shortens that wait, but does not remove the gap. The more people you place, the wider that gap gets, and with growth that means exactly this: advancing the weekly wages yourself before the revenue follows.

Factoring is usually the starting point for staffing and payroll businesses: your outstanding invoices are turned into working capital straight away, so that you keep running the weekly wage payments effortlessly, and the line grows automatically with the hours worked. If your receivables or other assets are already pledged to the bank, SOOF clears the way by taking over that pledge, and where it makes sense you combine factoring with a business loan through one party.

View the solutions

Is your security already with the bank?

As long as your receivables, stock or property are pledged to the bank, additional finance is often blocked. SOOF takes over that pledge and coordinates the process with your bank, so that the form of finance that suits your situation becomes possible again.

How taking over a pledge works

What we bring in this sector

Scales with your hours

The line scales automatically with the hours you work, in peak periods above all.

Your book assessed

We assess your book and agree a suitable advance rate in advance, including where you have a few large clients.

Quick and personal

Operational quickly and with a named point of contact, no queue.

Does this sound familiar?

  • You pay out weekly wages, while your clients only pay after 30 to 60 days.
  • More placements cost you liquidity before they bring in any revenue.
  • In peak periods your working capital lags behind your wage obligations.

Know in three minutes what your working capital is worth

Fill in the Quickscan and see straight away which forms of finance suit your situation. No strings, no obligations.

Start the quickscan
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Contact

Start with a conversation.

Send a message and we will get in touch, usually within one working day. Prefer to call? You will find our number at the foot of the page.

Jaap van Aalst Jaap van AalstCommercial Director

Questions, or just want to get acquainted?

Feel free to get in touch. I'm happy to help.

Get in touch

We usually respond within one working day. Your details are treated confidentially.

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Frequently asked questions

Yes. That is exactly what it is for: you pay out weekly and receive working capital on your invoices straight away.

Yes. More hours means more turnover, and so automatically more working capital available, with no new negotiation.

Yes. If you want, SOOF looks after the management and follow-up of your receivables.

Yes. The form of finance works for staffing agencies, recruiters and payroll businesses, as long as you invoice clients.

If an invoice is still unpaid after 30 days, a small daily fee is added. In the meantime we do everything we can to collect the amount as quickly as possible.