Industries · Wholesale & Distribution
Factoring and inventory finance for wholesale and distribution
In wholesale and distribution your money is caught between large stock positions and long customer payment terms. The combination of factoring and inventory finance takes that squeeze off.
The working capital question in Wholesale & Distribution
Distribution businesses carry a double burden. You fund large stocks up front, while your clients only pay after long terms, so your capital is caught in two places at once. That heavy demand on capital holds back your buying power and your growth, and costs you the early payment discount with your suppliers, in a sector where volume and keen buying are exactly what make the difference.
That is why the combination works best here. Which form suits where is set out in which type of finance fits you. Factoring frees up the capital locked in your receivables, inventory finance does the same for your stock, and together through one party they give you the room to buy keenly and keep growing. You have one point of contact and one overview, rather than separate financiers per question.
Is your security already with the bank?
As long as your receivables, stock or property are pledged to the bank, additional finance is often blocked. SOOF takes over that pledge and coordinates the process with your bank, so that the form of finance that suits your situation becomes possible again.
How taking over a pledge worksMatching solutions
What suits this sector
What we bring in this sector
Combined through one party
Factoring and inventory finance combined through one party, with one point of contact.
Your book assessed
We assess your book and agree a suitable advance rate in advance.
Transparent advance
You know in advance which percentage of receivables and stock is released.
Does this sound familiar?
- Your capital is locked in large stocks and in late-paying debtors at the same time.
- Your buying power lags behind, exactly where volume makes the difference.
- You do not want separate financiers for stock and receivables.
Know in three minutes what your working capital is worth
Fill in the Quickscan and see straight away which forms of finance suit your situation. No strings, no obligations.
Contact
Start with a conversation.
Send a message and we will get in touch, usually within one working day. Prefer to call? You will find our number at the foot of the page.
Jaap van AalstCommercial Director
Questions, or just want to get acquainted?
Feel free to get in touch. I'm happy to help.
Get in touchThank you for your message
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Frequently asked questions
Because in distribution your capital is caught in two places: in stock and in receivables. The combination frees up both.
No. It is one party: SOOF combines both forms with one point of contact and one overview.
For SMEs, tailored to the situation.
Yes, you can take the forms separately. The combination is an option, not an obligation.
We assess your stock positions periodically and agree an advance rate that suits your situation.